Insights · Keshio
Why M-Pesa SMS is the ledger you already have
Your phone already keeps a running money trail. Here’s how Keshio turns noisy SMS into a private ledger you can actually use.
The receipt trail in your pocket
Every till payment and send-money message leaves a trail in SMS. Most people scroll past it. Keshio treats that trail as the ledger you already paid for—parsed on your phone, organised into spending you can understand.
Why SMS beats spreadsheet chaos
- It arrives automatically when money moves
- It covers M-Pesa today. Bank and card SMS are coming in a future version
- It stays on-device when you grant permission—no upload for parsing
What clarity looks like
Budgets, cash flow, and categories built from real transactions—not guesses. Start with the messages you already have, then own the story they tell.