Shop Desk: let counter staff confirm payments without your phone
Your attendant sees each M-Pesa payment land on their own phone or tablet—amount, name, and txn code—while your SMS, balances, and phone stay with you.
Read article →Insights for savvy spenders
Money clarity, explained
Guides on mobile money, budgets, and private tracking—built for how Kenyans actually move money.
Help Keshio read more Kenyan money SMS
Share an anonymized bank, sacco, or mobile-money SMS so we can learn the structure—without collecting your personal details.
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Business Ledger API: consented events, not raw SMS
Keshio’s Business API lets merchants reconcile with structured payment events from phones that opted in—while SMS stays on the device.
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Ask an AI agent about your spending
Keshio Pro can share a redacted summary with Grok or any AI agent that supports custom connectors. Your M-Pesa messages stay on your phone.
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Dual-SIM phones, two M-Pesa balances — finally clear
Two SIMs used to mean one confusing merged balance. Keshio Pro now shows per-line M-Pesa balances and lets you filter your ledger by SIM.
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Joint savings goals & budgets — without a joint M-Pesa
Couples and households can share selected savings goals and budgets in Keshio Pro—joint monitoring, not a joint wallet.
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Navigating trends for better budget decisions
Spot spend spikes early, keep budgets honest, and use simple trends—not noise—to decide what to cut or keep.
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Privacy first: your SMS never leaves the phone for parsing
Keshio is built so transaction SMS is processed on your device. Here’s what that means for trust, permissions, and Pro features.
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Why M-Pesa SMS is the ledger you already have
Your phone already keeps a running money trail. Here’s how Keshio turns noisy SMS into a private ledger you can actually use.
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