Two lines, two balances.
A lot of phones carry M-Pesa on one SIM and another line beside it. Free adds them into one number. Pro shows each line, and you can filter the month by the SIM that received the text.
Keshio Pro
Texts land as they arrive.
KSh 500 / month
Free imports about every 15 minutes. Pro writes the line when the message arrives, then splits two SIMs, shares a goal, and exports a statement.
Subscribe in the Android app. Google Play bills it. In Kenya that can be M-PESA Xpress or Airtel Money.
Free keeps the ledger. Pro keeps up.
| Free | Pro · KSh 500 / month | |
|---|---|---|
| Texts | About every 15 minutes | As they arrive |
| Balance | One, across wallets | One per SIM line |
| Budgets, goals, recurring | A cap on how many | No cap |
| Household | Not included | Shared goals and budgets |
| Insights | By wallet and category | A week, a year, or a range you pick |
| Export | Not included | PDF and CSV, one wallet |
| Backup | On this phone | Google Drive, including a daily copy |
| Ask about spending | Not included | Any assistant, from a summary you choose |
A household, not a joint wallet.
Invite someone by email. Share the rent goal and the food budget. Each person keeps their own messages. It is not a merged account, and both of you need Pro.
A statement you can hand over.
PDF or CSV for one wallet and the dates you pick. Use it for the sacco, the landlord, or last quarter, without scrolling the thread. The ledger still lives on the phone. Pro can also copy it to Google Drive, including once a day, so a new phone is not empty.
Ask what the month did.
Turn on a redacted summary and ask any assistant. You choose whether
that includes budgets, goals, and individual payments. Message text,
phone numbers, and receipt codes stay on the phone. The address is
keshio.app/mcp.
Shops on the same subscription.
Mobile money events for a till are included with Pro. Other wallets, such as a sacco, are KSh 1,000 a month on api.keshio.app. The customer is not asked for a screenshot. The text stays on the phone that received it.
KSh 500 a month.
Open Keshio, sign in with the same Google account, and subscribe in the app. You can cancel in Google Play.
Get it on Google Play